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1. Definitions: "Fact Presentations website" is an interactive on-line service on the World Wide Web of the Internet, including an information services and content provided by third parties.
"User" is anyone viewing any part of the Fact Presentations website.

2. Introduction: Fact Presentations website is a free community information service website provided to users of Fact Presentations. By posting a message in the Fact Presentations website , you agree to be bound by the following terms and conditions. If you do not wish to be bound by these terms, then please do not use Fact Presentations website.

3. General: This Agreement, incorporates by reference other provisions applicable to use of Fact Presentations website, including, but not limited to, supplemental terms and conditions set forth herein ("Supplemental Terms") governing the use of certain specific material contained in Fact Presentations website, and sets forth the terms and conditions that apply to use of Fact Presentations website by the user.
By using Fact Presentations website (other than to read this Agreement for the first time), user agrees to comply with all of the terms and conditions hereof. The right to use Fact Presentations website is personal to user and is not transferable to any other person or entity. User is responsible for all use of User's account (under any screen name or password) and for ensuring that all use of User's Account complies fully with the provisions of this Agreement. User shall be responsible for protecting the confidentiality of User's password(s), if any.
Fact Presentations shall have the right at any time to change or discontinue any aspect or feature of Fact Presentations website, including, but not limited to, content, hours of availability, and equipment needed for access or use.

4. Changed Terms: Fact Presentations shall have the right at any time to change or modify the terms and conditions applicable to User's use of Fact Presentations website, or any part thereof, or to impose new conditions. Such changes, modifications, additions, or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to, posting on Fact Presentations website, or by electronic or conventional mail, or by any other means by which Subscriber obtains notice thereof. Any use of Fact Presentations website by User after such notice shall be deemed to constitute acceptance by User of such changes, modifications, or additions.

5. Limitations on Use: You understand that all text and messages appearing here are the sole responsibility of those persons posting the message. This means that you, and not Fact Presentations, are entirely responsible for all information and material that you post on the Fact Presentations website. Fact Presentations does not control the content of messages posted on Fact Presentations website and does not guarantee the accuracy, integrity, or quality of anything on the Fact Presentations website ,or any products or services that may appear here.
You understand that by using the Fact Presentations website, you may be exposed to content that is offensive, indecent, or objectionable. Under no circumstances will Fact Presentations be liable for any errors or omissions in any postings or for any loss or damages of any kind incurred as a result of the use of any information contained in the Fact Presentations website.

Further, you agree not to do any of the following while using Fact Presentations website:

 A. Transmit any message, information, data, text, or other materials ("Content") that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libellous, that may be invasive of another's privacy, hateful, racially, ethnically or otherwise objectionable;

B. Impersonate any person or entity, including but not limited to, any Fact Presentations official, forum administrator, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity;

C. Post or transmit any software or graphic files on Fact Presentations website or transmit any Content that you do not have a right to transmit under any law or under contractual or fiduciary relationships (such as nondisclosure agreements);

D. Post or transmit any unsolicited advertising, promotional materials, "junk mail", "spam", "chain letters", "pyramid schemes", or any other form of solicitation in any Fact Presentations website;
 

Third Party Content:
A. Fact Presentations is a distributor (and not a publisher) of content supplied by third parties and Subscribers. Accordingly, Fact Presentations has no more editorial control over such content than does a public library, bookstore, or newsstand. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, Subscribers or any other user of Fact Presentations, are those of the respective author(s) or distributor(s) and not of Fact Presentations.
B. Neither Fact Presentations nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content, nor its merchantability or fitness for any particular purpose. (Refer to Section 14 below for the complete provisions governing limitation of liabilities and disclaimers of warranty.)
C. In many instances, the Content available through Fact Presentations represents the opinions and judgments of the respective information provider, Subscriber, or other user. Fact Presentations  neither endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement made on Fact Presentations by anyone. Under no circumstances will Fact Presentations be liable for any loss or damage caused by a Subscriber's reliance on information obtained through Fact Presentations. It is the responsibility of Subscriber to evaluate the accuracy, completeness or usefulness of any information, opinion, advice, or other content available through Fact Presentations. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice, or other content.

7. Monitoring: Fact Presentations shall have the right, but not the obligation, to monitor the content of Fact Presentations website, to determine compliance with this Agreement and any operating rules established by Fact Presentations and to satisfy any law, regulation or authorized government request. Fact Presentations shall have the right in its sole discretion to edit, refuse to post, or remove any material submitted to or posted on Fact Presentations. Without limiting the foregoing, Fact Presentations shall have the right to remove any material that Fact Presentations, in its sole discretion, finds to be in violation of the provisions hereof or otherwise objectionable.
8. Termination: Either Fact Presentations  or User may terminate this Agreement at any time. Without limiting the foregoing, Fact Presentations  shall have the right to immediately terminate User's Account in the event of any conduct by Subscriber which Fact Presentations, in its sole discretion, considers to be unacceptable, or in the event of any breach by Subscriber of this Agreement. The provisions of Sections 4, 5, and this Section 8 shall survive termination of this Agreement.
9. Copyrighted Information: Message boards sometimes contain material in which users share material they have copied electronically from other sources. Because there are many thousands of possible sources spread out across the Internet, e.g., newspapers, scientific journals, and bulletin boards, it is impossible to determine if any message on any Fact Presentations  forum infringes the copyright of another party. If you believe that your work has been copied in a way that constitutes copyright infringement, please notify Fact Presentations so the situation can be promptly addressed. To notify us, please write to us at enquiries@factpresentations.com.
10. Privacy: It is Fact Presentations's policy to take reasonable measures to respect the privacy of Fact Presentations users. Fact Presentations  will take reasonable measures to not disclose the contents of your communications outside the Fact Presentations  forum unless required to do so by law or in the good faith belief that such action is reasonably necessary to: (i) comply with legal process; (ii) enforce these terms and conditions; (iii) respond to claims that any Content on Fact Presentations violates the rights of third-parties; or (iv) protect the rights, property, or personal safety of Fact Presentations , its users, and the public.
11. Sites Linked From the Fact Presentations Web site: Fact Presentations site may provide and users may include in messages, links to other Web sites or resources. Fact Presentations is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. Fact Presentations  shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on such external sites or resources.
12. Disclaimer of Warranty: The services, information or data (collectively, "Information") made available at the Fact Presentations  Web site are provided "AS IS", without warranties of any kind. Fact Presentations  expressly disclaims any representations and warranties, including without limitation, the implied warranties of merchantability and fitness for a particular purpose. Fact Presentations  shall have absolutely no liability in connection with the services including without limitation, any liability for damage to your computer hardware, data, information, materials and business resulting from the Information or the lack of information available on the Fact Presentations  Web site. Fact Presentations  shall have no liability for:
 

A. Any loss or injury caused, in whole or in part, by its actions, omissions, or negligence, or for contingencies beyond its control, in procuring, compiling, or delivering the Information;
B. Any errors, omissions, or inaccuracies in the Information regardless of how caused, or delays or interruptions in delivery of the Information; or
C. Any decision made or action taken or not taken in reliance upon the Information furnished hereunder.

13. Indemnification:
A. YOU EXPRESSLY AGREE TO DEFEND, INDEMNIFY, AND HOLD HARMLESS Fact Presentations, AGAINST ALL CLAIMS AND EXPENSES, INCLUDING LEGAL FEES, ARISING OUT OF THE USE OF ANY Fact Presentations USER OR USER'S ACCOUNT MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF YOUR VIOLATION OF THESE TERMS AND CONDITIONS OR YOUR VIOLATION OF ANY RIGHTS OF ANOTHER.
B. YOU EXPRESSLY AGREE THAT USE OF Fact Presentations IS AT YOUR OWN RISK. FOR PURPOSES OF THIS SECTION, Fact Presentations SHALL INCLUDE ITS DIVISIONS, SUBSIDIARIES, SUCCESSORS, PARENT COMPANIES, AND THEIR DIRECTORS, OFFICERS, SHAREHOLDERS, EMPLOYEES, PARTNERS, PRINCIPALS, AGENTS AND REPRESENTATIVES, AND ANY THIRD-PARTY PROVIDERS OR SOURCES OF INFORMATION OR DATA.

14. No Liability for Content:
A. Fact Presentations SHALL NOT BE RESPONSIBLE TO YOU FOR ANY CONTENT FOUND ON Fact Presentations WEBSITE.
B. Fact Presentations EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT.
C. Fact Presentations MAKES NO WARRANTY, REPRESENTATION, OR GUARANTY AS TO THE CONTENT, SEQUENCE, ACCURACY, TIMELINESS, OR COMPLETENESS OF THE INFORMATION OR THAT THE INFORMATION MAY BE RELIED UPON FOR ANY REASON.
D. Fact Presentations MAKES NO WARRANTY, REPRESENTATION, OR GUARANTY THAT THE INFORMATION WILL BE UNINTERRUPTED OR ERROR FREE OR THAT ANY DEFECTS CAN BE CORRECTED.
E. Fact Presentations MAKES NO WARRANTY THAT ANY CONTENT ON THE Fact Presentations WEBSITE WILL MEET YOUR REQUIREMENTS, BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; NOR DOES Fact Presentations MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF SUCH INFORMATION OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH Fact Presentations WEBSITE.
F. YOU UNDERSTAND AND AGREE THAT ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF Fact Presentations WEBSITE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS IN THE DOWNLOAD OF SUCH CONTENT. TO THE FULL EXTENT PERMISSIBLE UNDER THE APPLICABLE LAW, Fact Presentations WEBSITE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES RESULTING FROM THE USE OR INABILITY TO USE Fact Presentations WEBSITE OR FOR COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR TRANSACTIONS ENTERED INTO THROUGH Fact Presentations WEBSITE OR RESULTING FROM ALTERATION OR DELETION OF ANY MESSAGES, EVEN IF Fact Presentations HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

15. Equipment: Subscriber shall be responsible for obtaining and maintaining all telephone, computer hardware, and other equipment needed for access to and use of Fact Presentations website and all charges related thereto.
16. Miscellaneous: This Agreement and any operating rules for Fact Presentations established by Fact Presentations constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only and shall not be given any legal import.

If you become aware of any messages in any Fact Presentations website that violate these terms and conditions, please cut and past the relevant content into an e-mail together with the offending person's identification and contact us at enquiries@factpresentations.com. Fact Presentations cannot guarantee that any action will be taken as a result of your e-mail.

 
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